Learn More About IIFL Gold Loan You Can Apply Online And Avail At Your Home
Availing gold loan from home has now become easy! Know the steps to avail gold loan online from the comfort of your home. Visit to know!
A sudden financial emergency can leave you in the lurch, especially when you have a cash crunch. The quickest way out is by acquiring a gold loan against your gold ornaments. After all, this is why gold assets rank among the most secure investments since time immemorial.
Several banks and NBFCs offer affordable rates of interest for gold loans. However, IIFL Finance has been a game-changer in the domain and offers one of the quickest gold loans in the market. The greatest perk is its repayment terms and low interest rates.
With many branches spread across cities and towns in India, IIFL Finance is your choicest pick among gold loan providers in India. When you pick an online gold loan application, make sure to read the details carefully.
Why IIFL Finance is Best For Gold Loan Applications Online?
IIFL Finance Gold Loan is a preferred pick owing to its amazing list of features including:
1. IIFL Finance is a leading name among NBFCs.
2. It provides customized loans against gold jewellery
3. Pan India presence
4. Quick gold loan disbursal
5. Hassle-free gold loan application
Why Is A Gold Loan A Safe Bet?
Your gold jewellery is often locked up in a safe—either at home or at a bank locker. Instead of keeping it idle, get a loan sanctioned with an affordable interest rate. Moreover, your gold stays safe from any risk of getting lost or even stolen. The best part of IIFL Finance gold loans is that there is no request for income proof at all. No wonder IIFL Finance has 3.5 million satisfied customers. The number keeps growing, even as you read this!
Get Gold Loan at the comfort of your home
Apply NowIIFL Gold Loan Interest Rate
Consider the gold loan interest rate when you apply for a gold loan online, as it directly influences the EMI amount you pay against the gold you surrender as collateral for the loan. The gold loan interest rates at IIFL Finance begin at ~0.83% per month. Depending on your loan amount, the EMI could be as low as INR 3000 and climb up with a higher loan amount sanctioned.
How To Apply For IIFL Gold Loan?
1. Visit IIFL Finance official website. Click on the Gold Loan tab.
2. Update your personal information in the form.
3. Click the Submit button for the application processing.
An IIFL representative will contact you in the context of the submitted application. They will also guide you along the process of getting an IIFL Gold Loan sanctioned. You can also apply for a gold loan to the IIFL app at home and get the gold loan approved!
Once this step is complete, you can visit any branch with your gold jewellery and the necessary gold loan documents for loan sanction. The loan approval takes less than five minutes. The final amount of the loan will be disbursed in your account or as cash within short period of time.
You can also use the gold loan calculator on the IIFL Finance website to get an idea of the loan amount you could be eligible for, along with the repayment amount as per tenure!
Pay back the loan before the end of loan tenure to avoid penalty charges. You may make bullet payments or payments in EMIs every month too, as per convenience. Contact IIFL Finance for expert assistance at 1800-267-3000 or 7039-050-000 or via email at gold-helpline@iifl.com.
FAQs
Q1. How Does IIFL Calculate The Gold Loan Amount For Customers?
Ans. A gold loan is a secured financial product. IIFL Finance calculates the loan amount as per the present value of gold of 22 karats minimum.
Q2. How Quickly Does IIFL Process A Gold Loan?
Ans. The processing time for gold loans at IIFL Finance is a maximum of 30 minutes.
Q3. Are There Special Offers On Gold Loans At IIFL?
Ans. Yes, IIFL Finance updates its website with special offers on gold loans regularly.
Get Gold Loan at the comfort of your home
Apply NowDisclaimer: The information contained in this post is for general information purposes only. IIFL Finance Limited (including its associates and affiliates) ("the Company") assumes no liability or responsibility for any errors or omissions in the contents of this post and under no circumstances shall the Company be liable for any damage, loss, injury or disappointment etc. suffered by any reader. All information in this post is provided "as is", with no guarantee of completeness, accuracy, timeliness or of the results etc. obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability and fitness for a particular purpose. Given the changing nature of laws, rules and regulations, there may be delays, omissions or inaccuracies in the information contained in this post. The information on this post is provided with the understanding that the Company is not herein engaged in rendering legal, accounting, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal or other competent advisers. This post may contain views and opinions which are those of the authors and do not necessarily reflect the official policy or position of any other agency or organization. This post may also contain links to external websites that are not provided or maintained by or in any way affiliated with the Company and the Company does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. Any/ all (Gold/ Personal/ Business) loan product specifications and information that maybe stated in this post are subject to change from time to time, readers are advised to reach out to the Company for current specifications of the said (Gold/ Personal/ Business) loan.
