Jhatpat Loans: Smart Home Loan Solution with IIFL Housing Finance
Jhatpat Loans: Smart Home Loan Solution with IIFL Housing Finance
Jhatpat Loans: Smart Home Loan Solution with IIFL Housing Finance
‘Jhatpat Loans’ is one-of-its-kind home loan facility in India that provides customers with prompt loan approval at their doorsteps. It has been designed after thorough research of the Indian market and offers smooth and swift home loan approvals. One of the biggest benefits of Jhatpat loans offering is that the customers don’t have to make regular visits to multiple financial institutions with a lot of documentation. don’t have to take time off of work and yet wait for days to get a sanction letter. While for most housing finance companies, a home loan decision till date remains a manual exercise, Jhatpat Loans provides customers a real- time decision on their home loan application as fast as in 30 minutes or even less.
The executives come to your home and assess all your documents digitally enabling an on the spot CIBIL analysis and generation of a profile scorecard as per parameterized policy rules. Other validations like Aadhaar, PAN, and automated banking analysis reduce time for vendor verification and provides you an accurate eligibility for the home loan.
In a nutshell, the benefits of Jhatpat loans are:
- Loan sanction in just 30 min
- Faster loan disbursement
- Real-time objective decision making
- On the spot CIBIL analysis
- Getting rid of heavy documentation
- No more waiting for an approval
- No more applying to multiple lending institutions
- Easy loan approval at your doorstep
- Online validations – Aadhaar, PAN, Automated Banking Analysis
Keeping in mind the lifestyles and regimes, Jhatpat home loan is the perfect solution for people living in tier 1 & 2 cities and towns. Jhatpat home loan customers can also avail additional subsidy under Pradhan Mantri Awas Yojna (PMAY) Urban scheme with which helps in monthly installment savings in the range of Rs 2200 – Rs 2500.
Disclaimer: The information contained in this post is for general information purposes only. IIFL Finance Limited (including its associates and affiliates) ("the Company") assumes no liability or responsibility for any errors or omissions in the contents of this post and under no circumstances shall the Company be liable for any damage, loss, injury or disappointment etc. suffered by any reader. All information in this post is provided "as is", with no guarantee of completeness, accuracy, timeliness or of the results etc. obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability and fitness for a particular purpose. Given the changing nature of laws, rules and regulations, there may be delays, omissions or inaccuracies in the information contained in this post. The information on this post is provided with the understanding that the Company is not herein engaged in rendering legal, accounting, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal or other competent advisers. This post may contain views and opinions which are those of the authors and do not necessarily reflect the official policy or position of any other agency or organization. This post may also contain links to external websites that are not provided or maintained by or in any way affiliated with the Company and the Company does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. Any/ all (Gold/ Personal/ Business) loan product specifications and information that maybe stated in this post are subject to change from time to time, readers are advised to reach out to the Company for current specifications of the said (Gold/ Personal/ Business) loan.
