Business aapka.
Loan humaara.
-
Low interest
rates -
No collateral
needed -
Paperless
process
Apply forBusiness Loanon
Benefits of IIFL Finance Gold Loan
Loans up to ₹30 Lakh with No Collateral
100% Digital Process
Quick Loan Approval
Interest Rate at 12.75% - 33.75% p.a.
Flexible Loan Tenure 12 months - 60 months
Steps To Take Loan
With IIFL Finance business loans, take your business to new heights. Perfect for MSMEs with small financial needs, the online business loan processing is completely digital with no paperwork.
Fill the online
application form
Submit your bank statements and
other business documents
Upload KYC
documents
Loan is
disbursed
Business Loan Details
Eligbility
| Features | Business Loan up to ₹10 Lakh | Business Loan up to ₹30 Lakh |
|---|---|---|
| Loan Amount | ₹10,000 - ₹10 Lakh | ₹10 Lakh - ₹30 Lakh |
| Loan Tenure | 12 months - 60 months | 12 months - 60 months |
| Business Vintage | Minimum 2 Years | Minimum 2 Years |
| Age | 23 - 65 Years | 23 Years - 65 Years |
| Type of Business | Proprietorship | Proprietorship |
| Type of bank account | Current Account / Savings Account | Current Account / Savings Account |
Documents
| Business Loan up to ₹10 Lakh | Business Loan up to ₹30 Lakh |
|---|---|
| PAN Card (Individual) | PAN Card (Individual) |
| Aadhaar Card (Individual) | Aadhaar Card (Individual) |
| Business Vintage Proof (Minimum 2 Years) | Business Vintage Proof (Minimum 2 Years) |
| Minimum 06 Months (CA/SA) Bank Statement | Minimum 12 Months (CA/SA) Bank Statement |
| GST with Minimum 2 Years vintage |
Process
Click the ‘Apply Now’ button
Fill in your Personal Details (mobile number, email address)
Approval of Loan
Upload KYC documents
Disbursement of Loan
Rates & Charges
| Features | Business Loan up to ₹10 Lakh | Business Loan up to ₹30 Lakh |
|---|---|---|
| Rate of Interest | 12.75% - 33.75% p.a. | 12.75% - 33.75% p.a. |
| Loan Processing Charges | 2% - 4% | 2% - 4% |
EMI Calculator
Business Loan Calculator
Testimonials
I am thankful to IIFL for fulfilling my finance requirement at the right moment. IIFL provided me with every detail of the loan through timely SMSes.
We are enjoy a delightful relationship with IIFL. We have found it extremely smooth and easy to get any information regarding our loans from them. Their processes are well-defined and loans are disbursed within agreed timelines. There is complete co-operation from the entire team and we look forward to borrow more from IIFL in the future.
Why IIFL FINANCE
IIFL Finance is one of India’s leading financial services firms that has been serving over ₹60 lakh customers for 25 Years. As per market capitalization, IIFL Finance is ranked as the top independent financial services provider known for its customised and business-oriented credit products. With IIFL’s business loans, you are sure to get the required capital for your business at an industry-best interest rate, along with pre and post disbursement support.
Our Story in Numbers
MANAGEMENT# ₹46,780 Cr
EMPLOYEES 25,908
Q3FY22 ₹1,071 Cr
BY CRISIL# AA Stable
FAQs
You can get a business loan up to Rs 30 lakhs from IIFL Finance by completing easy-to-meet eligibility criteria and following simple steps online.
To avail of the loan, simply click the 'Apply Now' button on the banner above. You have to provide your personal details and upload the required documents to get the business loan disbursed. Alternatively, you can give a missed call on 7039-050-000 to consult a financial expert to help you get the business loan.
Only Proprietorship firms can apply for a business loan from IIFL Finance. All business loan applicants are required to fulfil the above-mentioned IIFL business loan eligibility criteria before submitting the relevant documents for business loan disbursement.
IIFL Finance considers a CIBIL score of 700 & above is preferable to find the applicant eligible for a business loan. Furthermore, a strong financial history and submission of all the relevant documents are also contributing factors towards a strong business loan application.
The interest rate for an IIFL business loan is between 12.75% - 33.75% per annum. However, there are numerous other charges/fees you will have to pay for taking an IIFL Finance business loan. You can find a detailed list of all the rates and charges in the ‘Rates and Charges’ column given under the ‘IIFL Finance Business Loan Key Features’.
