GOLD LOAN @ HOME
GOLD LOAN @ HOME
Sapna aapka.
Gold loan humaara.
-
Low interest
rates -
No hidden
charges
Benefits of IIFL Finance Gold Loan
Get Maximum value for your Gold
Balance Transfer Available
Get Quick Loan Disbursal
Insured against Theft
Best Gold Loan Interest Rate
Gold Loan at your Home in 30 mins*. 5 Easy Steps
Steps To Get A Gold Loan
IIFL Finance Gold Loan provides the necessary funds for your business ventures or financial emergencies by giving the maximum value for your gold. Pledge your gold and get your gold loan now!
Book appointment
Loan manager visit at home
Get loan appraised
Instant loan approval
Loan disbursed
Gold Loan Details
Rates & Charges
| Interest Rate | Processing Fee | MTM Charges |
|---|---|---|
0.99% onward p.m.
|
₹0 onwardsVaries depending on scheme availed |
₹500.00Valuing an asset to reflect its current market rate |
Documents
Identity Proof - (Aadhar Card/ Valid Passport/ PAN Card/ Driving License/ Voter ID Card/ Job card issued by NREGA)
Address Proof - (Aadhar Card/ Passport/ Ration Card/ Electricity bill/ Valid driving license/ Voter ID Card/ Job card issued by NREGA)
Gold Loan Process
Visit one of our 2500+ gold loan branches.
Provide your Aadhar number.
Our branches will do eKYC and offer the IIFL Finance gold loan right away.
Repayments
With the brand new IIFL Loans app, Repayment has turned into a smooth process.
Pay directly from the mobile app
Visit one of our 2500+ gold loan branches.
Provide your Aadhar number.
Our branches will do eKYC and offer the IIFL Finance gold loan right away.
Visit your nearest branch
Walk in the nearest IIFL gold loan branch and pay the dues conveniently by cash.
Calculate your gold loan amount
Assess the eligible gold loan amount against your gold jewellery.*The market value of your gold is calculated by taking 30 days average gold rate of 22 carat gold | Purity of the gold is assumed at 22 carat.
*You can avail a maximum loan of up to 75% of the market value of your gold depending on the quality of the gold.
Testimonials
We were able to achieve progress in our lives because of IIFL Finance gold loan, I am at peace now with the change that has happened in my lifestyle, siblings getting married and my children upgrading their education.”
I was going through such a crisis when my mother was unwell and needed to be treated at a better hospital in Pune and IIFL Finance helped me to save my ailing mother by providing Gold Loan at the right time.”
How does gold loan works
Gold Loan is a secured financial product where gold jewellery is taken as collateral. During the valuation of gold, the market value is calculated according to the per gram market rate on the day of the loan application. Only the gold parts are used to calculate the value; other metals, stones and gems are excluded from the calculations.
Why IIFL Finance
IIFL Finance is one of the top financial services firms in India. With an experience of more than 25 years, IIFL has catered to 60 lakh customers. On the basis of market capitalization, IIFL is termed as one of the leading financial companies across India. IIFL Finance gold loans assure to fuel funds into your venture to grow exponentially. With fast loan approvals and disbursals, IIFL gold loans are here to benefit you.
Our Story in Numbers
MANAGEMENT# ₹52,761 Cr
EMPLOYEES 30,734
Q3FY22 ₹1,189 Cr
BY CRISIL# AA Stable
FAQs
A gold loan is a loan obtained after pledging gold jewellery as collateral to a gold loan bank. The loan amount is calculated on the basis of the quantity and purity of gold.
The maximum tenure of IIFL gold loans is 24 months.
Yes, you can. Once you have paid the amount based on the value of the gold, you can partly release your gold.
You can pay your IIFL gold loan through the app or visit one of your nearest IIFL gold loan branches to pay the amount in cash.
You can get best attractive interest rate with IIFL. You can also use the gold loan interest rate calculator and gold loan EMI calculator to determine the rate of interest for your loan and the EMI amount.
The value of the gold is calculated in accordance with the per gram rate in the market. Therefore, the amount will be gold loan per gram of gold jewellery surrendered. While evaluating the weight of the jewellery, only the gold parts are calculated and the stones and other metals are not considered.
