Gold Loan In Gurgaon
Many people are drawn to India’s capital, New Delhi, in search of employment. Many of those who do prefer to stay in Gurgaon because it is close to their workplace or because it is more affordable. But, no matter where you live, there are always situations where you suddenly find yourself in need of some financial back-up. In such a case a gold loan in Gurgaon is a good option to consider. This is a loan offered by banks and NBFCs, such as IIFL, to individuals who are willing to pledge gold as a security against the loan.
At IIFL Finance, you can apply for the gold loan and select branch visit or apply for gold loan at home service as per your convenience to be assured of the loan being processed and the loan amount deposited with short turnaround times.
Features and Benefits of Gold Loan In Gurgaon
The gold loan in Gurgaon offered by IIFL is one of the best gold loans available in the market due to the several attractive features. Being a secured loan the gold loan interest rate are comparatively lower than collateral-free personal loans. However, you can use the loan for any purpose, whether to fund a new business or go on a holiday. There is no ceiling to the loan you can avail as long as you have the necessary gold of 18K to 22K to deposit as collateral and can demonstrate that you can repay the loan within the standard time-frame of two years. You can use the IIFL online gold loan calculator to get an idea of the loan you can avail.
How To Apply For A Gold Loan in Gurgaon
Walk into any IIFL Gold Loan branch with your gold.
Find Nearest Branch
Provide your ID proof, address proof and gold to get an instant approval
Documents Required
Simple process and in-house gold valuation ensures that you get the loan amount in your account or in cash
Gold Loan Calculator
*The market value of your gold is calculated by taking 30 days average gold rate of 22 carat gold | Purity of the gold is assumed at 22 carat.
*You can avail a maximum loan of up to 75% of the market value of your gold depending on the quality of the gold.
Eligibility Criteria to Apply For Gold Loans in Gurgaon
Meeting the eligibility criteria for gold loan in Gurgaon is relatively easy, making it one of the best loan products when in need of an urgent loan in Gurgaon.
Check for IIFL Finance gold loan eligibility criteria :
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An individual must be salaried employee/businessman/businesswoman/trader/farmer or self-employed professional.
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You should be an Indian citizen
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You can avail the loan if you are an Indian citizen between 18 to 70 years of age
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Gold should be of purity between 18 karat to 22 karat. It could be in the form of jewellery articles
Documents Required For Gold Loan in Gurgaon
The documentation required for the gold loan offered by IIFL has been kept simple, making it one of the best gold loans in Gurgaon. In addition to the standard proof of identity and proof of address, IIFL also needs proof of your ability to repay the loan. You only need the following:
Aadhaar and PAN Card
Valid Passport
2 passport-size photographs
Valid Driving Licence
Voter ID Card
Job Card Issued By NREGA
Ration Card
Electricity Bill
Salary/Income Proof
Certificate by Jewel Appraiser (Bank will Arrange)
Gold Loan At Home in Gurgaon
IIFL Finance Gold Loan provides the necessary funds for your business ventures or financial emergencies by giving the maximum value for your gold. Pledge your gold and get your gold loan now!
Choose Home Service option in online application form
An authorized person will visit your home
Simple Process in-house Gold Valuation
You can Get Gold Loan Amount in your Account or in Cash within 30 Minutes
Why Choose IIFL Gold Loan in Gurgaon
Here are some reasons why many consider the IIFL gold loan one of the best gold loan in Gurgaon, making it the right product for you to choose:
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We offered the loan amount at the highest possible value of the pledged gold by the customer.
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The pledged gold is kept safe in highly secured vaults lockers in IIFL Finance and is backed by an insurance policy.
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Customised gold loan schemes as per the customer to ensure raise funds to meet all of your capital requirement needs at best interest rates
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Flexible EMIs and repayment options to ensure the loan does not create a financial burden on the borrower.
Uses of Loan against Gold in Gurgaon:
The gold loan in Gurgaon can be used for any necessary purpose. You could use it to start a business venture or tide you through a cash-flow crunch. You could use it for a medical emergency, to finance home renovations, put down a rental deposit or make the down payment on your home loan. You could also use it to finance a dream holiday or a dream car. IIFL only asks that you use the option of this instant loan responsibly, ensuring that you repay the loan as per the agreed tenure.
Why is Gold Loan the Most Feasible Borrowing Mode in Gurgaon?
The IIFL gold loan is one of the most feasible borrowing modes as it works as an instant loan in Gurgaon. Application procedures are simple and can be completed online by choosing gold loan at home options. If you prefer a personal visit to the IIFL office, you could do that as well. The Gold Loan in Gurgaon has no conditionalities attached. You can use it for any purpose you need. In addition, repayment modes are flexible. Before applying for gold loan check the gold rate in gurgaon today. You can choose to repay the entire principal and interest amount at the end of the loan tenure, or opt for monthly interest repayment.
Gold Loan in Gurgaon FAQs
The best way to calculate the gold loan amount is to use the gold loan calculator on the IIFL website. Enter the weight of gold you wish to pledge to get an approximation of the loan amount. But the final amount will be decided by the Loan Officer and will depend on the purity of the gold and gold loan scheme that you availed
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